Travelers offers competitive rates and some of the best bundling discounts when combining auto with home insurance. Their IntelliDrive program can save safe drivers up to 30 percent. Founded in 1864 and headquartered in New York, NY, Travelers holds an AM Best financial strength rating of A++ and scored 854 out of 1000 on the J.D. Power 2026 U.S. Auto Insurance Study.
Travelers Pros and Cons
- Excellent bundling discounts
- IntelliDrive telematics up to 30 percent off
- Strong financial stability
- Gap coverage available
- Rates higher than Geico and USAA
- Below-average J.D. Power score
- Limited agent locations
Bottom line: Travelers is best for Homeowners who want to bundle auto and home.
Travelers Rates by Driver Profile
| Driver Profile | Estimated Annual Rate | vs. National Average | Assessment |
|---|---|---|---|
| Clean record — 35, good credit | $1,308 | $696 below avg | Competitive |
| One speeding ticket | $1,635 | +25% surcharge | Standard |
| At-fault accident | $1,896 | +45% surcharge | Standard surcharge |
| DUI conviction | $2,328 | +78% surcharge | Higher than average surcharge |
| Teen driver added | $2,380 | +82% surcharge | Standard teen surcharge |
Travelers Coverage Options
Travelers offers standard auto insurance coverage types including liability, collision, comprehensive, uninsured motorist, and medical payments. Gap insurance is available from Travelers which covers the difference between your car's actual cash value and your loan balance after a total loss. Rideshare coverage availability varies by state at Travelers.
Is Travelers Right for You?
Travelers is an excellent choice for Homeowners who want to bundle auto and home. Our recommendation is to always compare Travelers's rate against at least 3 other insurers before committing. Insurance rates are highly individualized and the cheapest insurer varies by your specific driver profile, location, and vehicle. A comparison shopping session takes 10 minutes and can save you $400 to $2,000 per year.