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Privacy Policy — Insurance Smart Guide

Privacy Policy

Effective Date: January 1, 2026 | Last Updated: June 1, 2026

Insurance Smart Guide ("we," "our," or "us") operates the website located at insurance-smart-guide.online. This Privacy Policy explains how we collect, use, disclose, and protect information about you when you visit our website.

Information We Collect

Information you provide: We do not require registration or account creation. If you contact us through our contact form, we collect your name and email address solely to respond to your inquiry.

Information collected automatically: When you visit our website, we automatically collect certain information including your IP address, browser type, operating system, referring URLs, pages viewed, and time spent on pages. This information is collected through cookies and similar technologies including Google Analytics and Google AdSense.

How We Use Your Information

Google AdSense and Advertising

We use Google AdSense to display advertisements on this website. Google AdSense uses cookies to serve ads based on your prior visits to this website and other sites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and other sites on the Internet. You may opt out of personalized advertising by visiting Google Ads Settings.

Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to your website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to this and other sites. To opt out of Google's cookie use, visit optout.networkadvertising.org.

Affiliate Links and Referral Fees

When you click on links to insurance companies on our website, we may receive a referral fee from those companies. This is our primary revenue source in addition to advertising. These fees do not affect the rates you pay as a consumer, and they do not influence our editorial content or ratings. See our Advertiser Disclosure for full details.

Cookies

We use cookies and similar tracking technologies to operate our website. Essential cookies are required for basic website functionality. Analytics cookies help us understand how visitors use our site. Advertising cookies are used by Google AdSense to show relevant ads. You can control cookies through your browser settings, though disabling cookies may affect website functionality.

Your Rights (California Residents — CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA) including the right to know what personal information we collect, the right to request deletion of your personal information, and the right to opt out of the sale of your personal information. We do not sell personal information. To exercise your rights, contact us at privacy@insurance-smart-guide.online.

Data Retention

We retain analytics data for 26 months as configured in Google Analytics. Contact form submissions are retained for 12 months. We do not collect or retain sensitive personal or financial information.

Third-Party Links

Our website contains links to insurance company websites and comparison tools. We are not responsible for the privacy practices of these third-party sites. We encourage you to review the privacy policies of any websites you visit through links on our site.

Children's Privacy

Our website is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last Updated" date at the top of this policy. Your continued use of our website after any changes constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, please contact us at privacy@insurance-smart-guide.online or through our contact page.