Travelers edges out Nationwide on price and offers better bundling discounts for homeowners. Nationwide's Vanishing Deductible is a unique benefit that rewards long-term safe drivers by reducing their deductible $100 per claim-free year. If you are bundling auto and home, Travelers typically wins. If you are a safe driver focused only on auto, Nationwide's deductible rewards are compelling.
Rate Comparison: Nationwide vs Travelers
| Driver Profile | Nationwide | Travelers | Cheaper Option |
|---|---|---|---|
| Clean record — 35, good credit | $1,320/yr | $1,308/yr | Travelers |
| One speeding ticket | $1,663/yr | $1,608/yr | Travelers |
| At-fault accident | $1,914/yr | $1,844/yr | Travelers |
| DUI conviction | $2,402/yr | $2,289/yr | Travelers |
| Young driver age 22 | $2,772/yr | $2,681/yr | Travelers |
Winner on price: Travelers offers lower average rates for most driver profiles. The difference is $12 per year on average.
Claims Satisfaction: Nationwide vs Travelers
Nationwide scores above the industry average on claims satisfaction with customers reporting fast claim payments and responsive adjusters.
Travelers scores below average on claims satisfaction, with customers citing inconsistent adjuster quality and longer-than-average processing times.
Winner on claims: Nationwide edges out the competition based on J.D. Power claims satisfaction data and customer feedback analysis.
Final Verdict: Nationwide vs Travelers
Overall winner: Travelers for bundlers.
Travelers edges out Nationwide on price and offers better bundling discounts for homeowners. Nationwide's Vanishing Deductible is a unique benefit that rewards long-term safe drivers by reducing their deductible $100 per claim-free year. If you are bundling auto and home, Travelers typically wins. If you are a safe driver focused only on auto, Nationwide's deductible rewards are compelling.
Before committing to either Nationwide or Travelers, we strongly recommend getting quotes from both companies plus at least 2 additional insurers. The 10-minute comparison process regularly reveals savings of $400 to $2,000 per year.